About Skyler Chartrand | Financial Security Advisor Sudbury & Northern Ontario

I have an MBA, but I come from a blue-collar family.

I didn't learn about money in a boardroom in Toronto. I learned it growing up in a family of industrial workers and tradespeople right here in the North. I've worked underground myself. I know what it's like to work a rotating schedule, miss holidays for a shift, and worry about whether your body will hold up until retirement.

I combine the technical expertise of an MBA with the real-world understanding of a shift worker. I build financial roadmaps for the people who actually build this province. Book a meeting with Skyler Chartrand.

I have an MBA, but I come from a blue-collar family.

I didn't learn about money in a boardroom in Toronto. I learned it growing up in a family of industrial workers and tradespeople right here in the North. I've worked underground myself. I know what it's like to work a rotating schedule, miss holidays for a shift, and worry about whether your body will hold up until retirement.

I combine the technical expertise of an MBA with the real-world understanding of a shift worker. I build financial roadmaps for the people who actually build this province. Book a meeting with Skyler Chartrand.

Why I Do This Work

Every breadwinner in my family was a blue-collar worker. My father is a diamond driller. My grandfathers were both miners. I saw firsthand how hard they worked to put food on the table.

But I also saw the gaps. I saw how easy it is for hard-working people to get sold expensive insurance they don't need, or to let an old pension sit ignoring it because "the company handles it."

Now that I'm raising my own family here in Sudbury, this mission is personal. I understand the weight of responsibility and the pressure of building a life in the North. I became an advisor to be the person my family needed back then, and to help you build the same security I'm building for my own family.

My Approach: The Best of Both Worlds

I believe in using the right tool for the job. Because I am independent, I don't answer to a bank's sales manager. I answer to you. I use a two-part strategy to manage your wealth:

1. Growth & Low Fees

For your long-term investments (like RRSPs and TFSAs), I partner with Modern Advisor. They are registered Portfolio Managers who use low-cost ETFs to help grow your wealth efficiently. This gives you institutional-grade management without the high fees of traditional mutual funds.

2. Safety & Guarantees

For the money you can't afford to lose, like a pension transfer or your retirement income stream, I use Segregated Funds. As a licensed agent, I can access these unique investment vehicles that offer principal guarantees and estate protection that standard bank investments cannot.

The Master Plan: Regardless of which product we use, I act as your primary strategist. We sit down, look at the whole picture, and build a roadmap that gets you to retirement on your terms.

Independent, But Not Alone.

Why I Left "Big Corporate"

I started my career in financial services at a large corporate firm. I quickly realized that the "Big Box" model is often built on sales quotas and proprietary products; meaning advisors are pressured to sell what's best for the bank, not the client.

I went independent to remove the conflict of interest. I don't have a sales manager breathing down my neck. I don't have quotas. My only obligation is to build the roadmap that gets you to your financial goals safely.

Backed by a Powerhouse

While I am your dedicated advisor, I don't work in a silo. My practice is backed by massive institutional infrastructure to ensure your money is safe and managed professionally:

Portfolio Management: Partnered with Modern Advisor for institutional-grade trading and rebalancing.
Compliance & Oversight: Supported by TruStone Financial, one of Canada's leading Managing General Agencies (MGA).

Hi, I'm Skyler Chartrand

I have an MBA, but I come from a blue-collar family.

I have an MBA, but I come from a blue-collar family.

Why I Do This Work

My Approach: The Best of Both Worlds

1. Growth & Low Fees

2. Safety & Guarantees

Independent, But Not Alone.

Why I Left "Big Corporate"

Backed by a Powerhouse

Credentials & Education

Let's Talk